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Ellisons offer free drop-in advice surgeries

03 August 2018

Ellisons Ispwich team has recently been offering free drop-in surgeries to residents who would like to join the Private Client team for tea or coffee and a slice of cake, while chatting through any legal matters they’d like more information about. 

These matters can include Wills, trust administration, powers of attorney, probate, funding of care fees and court protection.

The next surgery is:

  • Chelmondiston Village Hall - 10th August, 10am - 12.30pm

To register your interest email enquiries@ellisonssolicitors.com 

The first of the free drop-in surgeries was held in Shotley on Friday 27th July 2018, which saw Jennie Kingham and Laura Jacobs speak to a number of local residents. For the next surgeries newly promoted lawyers, Catherine Frost and Katie Mayes alongside Laura Jacobs will be there.

This September Ellisons will also be offering residents of Ipswich and the surrounding area, discounted Wills. Earlier this year, financial website, Unbiased revealed that 60% of adults don’t have a Will, taking the total to an all-time high and passing the previous peak in 2011. During Ellisons Will Week, which is taking place between 24th and 28th September 2018, Ellisons is offering to prepare a simple Will at a reduced price of £75.00 plus VAT at its Ipswich branch.

For more information on Ellisons Will Week, please click here

The importance of having a Will in place is often underestimated, but it is particularly important for those with dependents and major financial commitments. Furthermore with 42% of marriages in England and Wales ending in divorce, it is important to have Wills reviewed and updated as any existing Will becomes invalid once you enter a new marriage.

Tim Logan, Senior Partner & Head of Private Client Services at Ellisons said: “During our Wills Week we are offering Wills discounted by more than 50% of our normal fee, in the hope that we can drive home the message that it is vital to protect your loved ones in the event of your death. A Will makes things much easier for those left behind as there will be clear instructions as to what is to happen to your estate, allowing everything to be dealt with more efficiently. Ellisons is proud of the excellent Will service it offers to its clients, and its commitment to building the firm’s specialism and expertise in Ipswich.”

Ellisons first Will Week in September 2018

01 August 2018

Get peace of mind knowing that you have a professionally drafted Will which will ensure your estate is dealt with in accordance with your wishes.

From the 24th-28th September 2018 we will prepare a simple Will at a reduced price of £75.00* plus VAT at our Ipswich branch. This is more than 50% off our normal fee!

Why do I need a Will?

  • You can control who benefits from your estate.
  • You choose who is responsible for administering your estate.
  • You can include specific gifts e.g. a gift to charity, a gift of money or jewellery to friends or relatives.
  • You can appoint guardians for your minor children.
  • A Will makes things much easier for those left behind as there will be clear instructions as to what is to happen to your estate. The administration is more straightforward and can often be dealt with more efficiently when there is a Will.
  • There will be clear instructions as to your wishes which may lower the risk of a claim against your estate.

If you don’t have a Will the Intestacy Provisions apply. They dictate how your estate will be divided and the proportion in which different parties inherit.  The following issues can arise:

  • Your spouse may not automatically receive 100% of your estate.
  • Unmarried partners will not receive a share of your estate.
  • Children may not inherit.
  • If you do not have any surviving relatives your estate will pass to the state.
  • Issues may arise where there has been a second marriage.
  • The prescribed manner of the rules often fails to account for the circumstances of the parties involved resulting in inadequate provision for family members.

For more information and to book your appitment contact us ok 01473 556900 or email us at enquiries@ellisonssolicitors.com

 

*Terms and Conditions

  • The office will be open from 8:30am until 6:30pm (last appointment 5.30pm) Home visits will attract an additional charge.
  • The offer only applies to simple Wills; if additional advice is required our normal fees will apply.
  • The reduced rate is charged on the assumption that you will only require two meetings – an initial meeting to discuss your circumstances and obtain your instructions. Then a second meeting to sign your Will.
  • Following the initial meeting we will prepare a draft Will for you to review. Once you are happy with the draft you will need to contact our offices to arrange an appointment to sign your Will.
  • We act as your witnesses when signing the Will. We will then arrange to store your Will free of charge in our strong room if you wish.
  • Your Will must be signed within 6 months of the initial meeting in order to qualify for the reduced fee. If you do not sign your Will within 6 months of the initial meeting we reserve the right to charge our full fees in the preparation and execution of your Will.

Tenant Fees Ban Update

13 July 2018

What is it for?

The Tenant Fees Bill (the ‘Bill’) is aimed at banning fees or other charges paid by tenants in England and applies to both landlords and letting agents.

What fees are banned?

The ban will cover any fees that are payable by the tenant or someone acting on their behalf as a condition of the grant or renewal of a tenancy and includes payments to third parties.

Examples of banned fees:

  • Credit checks
  • Inventories
  • Cleaning services
  • References
  • Administrative charges

What fees can be charged?

Holding deposits

Holding deposits (which reserve a property prior to a tenancy) can be paid but are to be limited to 1 weeks’ rent. The Bill also makes various proposals for when a holding deposit must be repaid to a tenant should the tenancy fail to complete.

Rent

Landlords and agents will be banned from charging an initial period of higher rent before reducing it to a lower level for the remainder of the tenancy. This is designed to prevent landlords and agents from artificially increasing the rent to recover the banned fees.

Deposits

The Bill provides that a deposit paid by a tenant on grant of the tenancy is to be limited to 6 weeks’ rent.

Penalties

In the event that the landlord or agent receives a banned fee the tenant can seek recovery of these sums from them.

Local enforcement authorities can enforce penalties against landlords or agents. These can include fines to a maximum value of £5,000 for the first offence and a further fine of up to £30,000 for later offences. Landlords may be subject to criminal prosecution and / or banning orders prohibiting the landlord or agent from letting or managing residential properties.

A landlord or agent is also prohibited from terminating a tenancy using the Section 21 procedure under the Housing Act 1988 (as amended) until such time that the monies are repaid.

The Bill reflects the current trend of increasing regulation in the private rental sector and increases the burden on landlords to ensure that their tenancies and properties are managed effectively.

How we can help

The Bill reflects the current trend of increasing regulation in the private rental sector and increases the burden on landlords to ensure that their tenancies and properties are managed effectively.

Ellisons will continue to provide updates as the Bill proceeds through Parliament and are able to advise both landlords and agents on how to manage their preparations and compliance with the ban once it comes in to force.

For more information please contact Joe Brightman or Craig Marshall.