Personal Insolvency


Ellisons Solicitors now boasts the largest specialist Insolvency team in Essex and Suffolk. Our specialist insolvency team can offer advice on all insolvency matters.

Lead Contact

Scott Porter

Partner, Solicitor

Get in touch

Meet the team

Expert advice on your risks and options

  • Have you received a Statutory Demand or Bankruptcy Petition and need advice or representation?
  • Are you struggling with debt or facing pressure from your creditors?
  • Are you considering making yourself bankrupt or entering into an Individual Voluntary Arrangement (IVA)?
  • Are you looking to annul or set aside your bankruptcy?
  • Have you received a claim from a Liquidator, Administrator or Trustee in Bankruptcy?

Our specialist insolvency team can help guide you through any of these issues.

Meet our Debt Recovery Solicitors in Essex

Personal debt recovery is always unique and requires expert knowledge to guide you through the process correctly. Partner, Scott Porter heads up our Insolvency and Debt Recovery department, working on behalf of claimant and defendant in both personal and commercial disputes. The team continues to work with individuals and businesses across the region providing practical solutions to safeguard the future.

What is personal insolvency?

Personal insolvency is the term used when a person has liabilities which exceed their assets in an unmanageable way, meaning that as a result an individual cannot pay their debts when they are due. Bankruptcy is one of the most common legal processes through which an individual’s financial affairs are managed to ensure that creditors are repaid as much as possible, while also aiming to provide a financial reset for the insolvent individual.

Other formal insolvency procedures for individuals are Individual Voluntary Arrangements (IVAs) and Debt Relief Orders.

Finding the right team to manage these legal processes is critical and Ellisons has experts in personal insolvency working across its branches in Colchester, Chelmsford, Ipswich and Bury St Edmunds, who are able to provide legal expertise for those faced with insolvency as well as those looking to recover outstanding debts.

How we can help

  • Is your business owed money by a company or individual that is insolvent?
  • Do you want to serve a Statutory Demand, winding up petition or bankruptcy petition on your debtors?
  • Have you received a Proof of Debt or Proxy form from an Insolvency Practitioner and want assistance with the process?
  • Are you a creditor in an insolvency process and looking for advice on how best to manage the situation, take control or have investigations carried out?

Get in touch

If you have any enquiries please contact any one of our specialist team who would be pleased to advise you on your options. You can also contact your lawyer individually from ‘Our People’ using the link below.

Our People

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